The cost of refractive surgery varies depending on the procedure you have. Our procedures are competitively priced and all-inclusive, covering all pre- and post-operative visits and enhancements for one year after your procedure. Please contact New England Eye Center for information about our current fees.
Payment Options
- FLEX Spending Accounts
- Mastercard
- Visa
- Cash
- Check
- Money Order
Financing Programs Available
To help make laser & cataract eye surgery affordable for all our patients, we have partnered with two leading healthcare financing companies to provide you various financing options.
CareCredit for Vision ($0 down & 0% Interest)
We're pleased to offer our patients the CareCredit card, North America's leading patient payment program. CareCredit cards work just like a regular credit card, but is exclusive for healthcare services. You'll get low monthly payments plans for healthcare procedures not commonly covered by insurance, including LASIK and Premium IOLs for Cataract Surgery.
Learn more by contacting our office. Ready to apply? Click on the button to apply online for your CareCredit card today.
Cost of LASIK Surgery May be Tax Deductible
The cost of receiving LASIK surgery at New England Eye Center may be tax deductible. Click here for details.
Medical/Vision Insurance
Your medical or vision insurance plan may cover some or all of your vision correction procedure (no discount for non laser procedures). When you visit New England Eye Center, we can review your insurance plan and check coverage for you. We also accept patients from the following vision plans:
- VSP Laser Vision Care Program
- Davis Vision Plan
- Cole Vision Plan
- EyeMed Vision Care
- Spectera
- UnitedHealthCare
*Insurance discounts cannot be combined with any other discount, offer or promotion.
Medicare Reimbursement for crystalens®, ReStor® or ReZoom™ Treatments
Seniors undergoing crystalens® treatment, ReStor® or ReZoom™ treatment for cataracts can now receive standard cataract surgery reimbursement. The previous Medicare reimbursement policy did not allow patients to opt for this advanced treatment. Click here for more information about this policy change.
Flexible Spending Accounts - (Use it or lose it!)
Pay for laser vision correction with pre-tax dollars! Save up to 50% depending on your tax bracket.
Many companies offer their employees a Flexible Spending Account (FSA), also called a Medical Spending Account, a Cafeteria Plan, a flex plan, reimbursement account, Flex 125, or Tax Saving Plan. This employer-sponsored benefit allows you to pay for eligible medical expenses on a pre-tax basis. You should take advantage of this benefit, if available, to pay for any medical expenses that will not be reimbursed by your health insurance plan.
An expense considered a "deductible medical expense" by the IRS, and is not reimbursed through your health insurance plan, can be reimbursed through FSA. Laser vision correction, glasses, prescription drug co-payments, and most elective surgeries are eligible.
How Much Can I Save?
FSA saves you money by reducing your income tax. The amount is deducted from you income before Federal, State and Social Security taxes are calculated. The maximum amount you can contribute by law is $5,000. However, most companies limit the contributions to less than $5,000. Estimated Income Tax Savings.
| Tax Bracket | |||
| Your Annual Contribution | 15% | 28% | 31% |
| $500 | $148 | $213 | $228 |
| $1000 | $296 | $426 | $457 |
| $3000 | $890 | $1,280 | $1370 |
| $5000 | $1,483 | $2,133 | $2,283 |
This example takes into account federal income taxes, Social Security tax at 7.65% and state income tax at 7%. State taxes will vary.
How It Works
First you need to check with your benefits manager at work and find out if the plan is offered and how much you can contribute. Usually, enrollment is in the fall and you need to determine how much you expect to spend on eligible benefits. This amount needs to be deducted from your payroll over the benefit year. Most companies allow you to spend the money any time during the year, even before it is fully accumulated in your account. What is not spent is lost, so plan carefully.
What To Do Now
Schedule a complementary screening to determine your eligibility for laser vision correction. If a candidate, you can plan on how much to put into your FSA.
Most insurance companies do not cover elective surgeries like LASIK. However if your insurance or flex-spending plan covers some of your procedure, we will be happy to provide you with an itemized receipt of your surgery.
